Need coverage outside your area? Our New York repossession services support lenders, dealers, credit unions, and banks across all 62 counties. We also offer New York skip tracing services when a vehicle or debtor cannot be located.
Auto Repossession in New York State
When a borrower defaults on an auto loan, time matters. The longer a vehicle stays in the field, the harder recovery becomes. Our auto repossession team operates across all of New York State with agents ready to move on your assignment quickly and professionally.
We work with banks, credit unions, auto dealerships, buy-here-pay-here lots, and private lenders. Whether you have one vehicle to recover or a portfolio of accounts, our statewide network gives you consistent coverage under one contact.
Every auto repossession assignment is handled in full compliance with New York law. We document vehicle condition at pickup, provide storage, and keep you informed throughout the process.
- Passenger cars, sedans, coupes, and wagons
- Trucks, pickups, and full-size vans
- SUVs and crossovers
- Minivans and passenger vans
- Sub-lease and fraud-related vehicle recovery
- Voluntary surrender coordination
- Condition reports and inventory documentation
- Asset storage and chain-of-custody documentation
Assignment Requirements
To begin your auto repossession assignment:
- Copy of the vehicle title
- Signed Hold Harmless Agreement
The following additional documents help us close your assignment faster:
- Copy of the credit application
- Collection notes and debtor correspondence
- Last known address and employment information
- Any co-signer or reference information
- VIN and vehicle description
Submit your assignment online through our contact page or call us directly at 866-626-7376.
Client Types We Serve
- Banks and national auto lenders
- Credit unions
- Auto dealerships
- Buy-here-pay-here lots
- Fleet and leasing companies
- Forwarding companies
- Private party lenders
How Our Auto Repossession Process Works
Submit Assignment
Send us the title, Hold Harmless Agreement, and any supporting documents. We confirm receipt and begin the process.
Field Assignment
We assign the case to the closest available agent in the debtor's area and begin locating the vehicle.
Vehicle Recovery
Our agent recovers the vehicle, documents its condition, and secures it in a storage facility.
Recovery Report
We notify you immediately upon recovery with a full condition report and storage information.
Auto Repossession Across New York
New York presents unique challenges for vehicle recovery. The density of New York City and its five boroughs, combined with strict parking regulations and high-rise buildings with secured garages, requires experience and local knowledge to navigate successfully.
Outside the city, our agents cover Long Island, the Hudson Valley, Capital District, Central New York, the Southern Tier, and Western New York. No matter where the vehicle is located within the state, we have agents positioned to respond.
We also handle cross-county recoveries when debtors move between regions, and work with skip tracing when the vehicle location is unknown.
Voluntary Surrender and Compliance
Not every recovery requires a field repossession. We coordinate voluntary surrender arrangements that simplify the process for all parties. When a debtor is willing to return the vehicle, we handle the logistics and documentation so your institution receives the asset properly.
All repossession work is conducted in compliance with New York State law and federal regulations governing collateral recovery. We maintain proper documentation throughout every assignment to protect your institution.
- Voluntary surrender coordination statewide
- Compliance with New York repossession law
- Full chain-of-custody documentation
- Storage facility coordination
- Condition reports on every recovery
Related Repossession Services
Motorcycle Repossession
Motorcycle and powersport vehicle recovery across all of New York State. Handled with care and full documentation.
Commercial Vehicle Recovery
Tractor-trailers, box trucks, and heavy equipment recovery statewide. We have the equipment to handle commercial assets.
Luxury Vehicle Recovery
High-value and exotic vehicle repossession requiring extra discretion and specialized handling expertise.
Boat & Watercraft Repo
Marine asset recovery across New York State waterways, lakes, and coastal areas.
Skip Tracing Services
Can not locate the debtor or vehicle? Our skip tracing team works statewide to find assets fast.
Submit an Assignment
Ready to get started? Submit your repossession assignment online or call us directly at 866-626-7376.
Auto Repossession Coverage Across New York
We provide auto repossession services in every major market across New York State.
Auto Repossession Questions
Ready to Submit an Auto Repossession Assignment?
Our statewide team is standing by. No recovery means no charge. Ever.
866-626-7376 Submit Assignment Online